Why Now’s the Time to Review Your Auto Coverage Before Hurricane Season Peaks

Hurricane preparation involves many steps, from securing your home to preparing for possible evacuation. Reviewing their auto insurance policy is one crucial aspect of prepping for hurricane season that car owners often overlook. Cars are also susceptible to storm damage, such as from flooding or flying debris. Speak with a local insurance agent to make sure your vehicle is properly covered before hurricane season reaches its peak.

Understand Your Coverage

You should be aware of what your auto insurance policy covers and what it doesn’t. Even if you evacuate and take your vehicle, accidents can still occur with the increased traffic flow.

When it comes to storm damage, comprehensive coverage is key. Unlike basic liability and collision policies, comprehensive insurance can help cover repairs or total losses caused by hurricanes, floods, hail, and debris impact from high winds. Some people drop this coverage to lower their premiums, but it can make all the difference with damage from severe weather.

Plan for a Possible Evacuation

In the case of imminent and severe storms, evacuation may be your best option. If you take your vehicle, consider how your insurance handles damage to your car in transit or if your vehicle is far from your home. Some insurers may offer rental car reimbursement or may cover temporary storage if you need to leave your car.

Contact Us

Hurricane season brings uncertainty. Before the peak of the season, review your auto insurance policy to make sure you’re covered in case a storm does hit or in case you must evacuate. Contact Wilson Insurance in Lufkin, TX to get the best coverage for your needs and budget.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.